Terms of Service

Last updated: March 2026

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1. Acceptance of Terms

By accessing, downloading, installing, or using the Polytrade software ("Software"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to all of these Terms, you must not use the Software.

These Terms constitute a legally binding agreement between you ("User," "you," or "your") and Polytrade ("we," "us," or "our"). You represent that you have the legal capacity to enter into this agreement.

2. Description of Software

Polytrade is a self-hosted trading software toolkit designed to assist users in interacting with prediction markets. It is important to understand the following:

• Software Tool, Not a Service: Polytrade is a software tool that you configure and operate yourself. It is not a managed trading service, brokerage, or financial platform.
• Non-Custodial Architecture: Polytrade operates on a fully non-custodial basis. Your private keys never leave your machine. We have no access to, custody of, or control over your funds, wallets, or assets at any time.
• User-Configured: You are solely responsible for configuring the Software, setting trading parameters, connecting to third-party services, and making all trading decisions.
• AI-Assisted Features: The Software may include AI-powered analysis and validation features. These features are informational tools only and do not constitute recommendations, advice, or guarantees of any kind.

3. Eligibility

To use Polytrade, you must:

• Be of legal age in your jurisdiction (typically 18 years or older);
• Have the legal capacity to enter into binding agreements;
• Comply with all applicable local, national, and international laws and regulations regarding prediction market trading, cryptocurrency usage, and online trading;
• Not be a resident of, or located in, any jurisdiction where the use of prediction markets or cryptocurrency is prohibited or restricted by law.

It is your sole responsibility to determine whether your use of the Software is lawful in your jurisdiction. We make no representations regarding the legality of prediction market trading or cryptocurrency usage in any jurisdiction.

4. Account Registration

To access certain features of the Software, you may be required to create an account. You agree to:

• Provide accurate and complete information during registration;
• Maintain the security and confidentiality of your login credentials, API keys, and private keys;
• Immediately notify us of any unauthorized access to your account;
• Accept full responsibility for all activities that occur under your account.

Each person may maintain only one account. We reserve the right to suspend or terminate accounts that violate this provision or these Terms.

5. Subscription and Payments

5.1 Subscription Tiers

Polytrade offers the following subscription tiers:

• FREE: Access to core features in dry-run (simulated) mode. No payment required.
• PRO ($29/month): Full access to all features including live trading capabilities.

5.2 Payment Method

All payments are processed exclusively in USDC on the Polygon network. We do not accept fiat currency, credit cards, or other payment methods. You are responsible for maintaining sufficient USDC balance and paying any associated network (gas) fees.

5.3 No Refunds

All subscription payments are final and non-refundable. Blockchain transactions are irreversible by nature. Once a payment has been confirmed on the Polygon network, it cannot be reversed, recalled, or refunded. By subscribing, you acknowledge and accept this policy.

5.4 Auto-Renewal

PRO subscriptions automatically renew each billing cycle unless cancelled. You will be notified before each renewal. It is your responsibility to ensure sufficient USDC funds are available for renewal.

5.5 Cancellation

You may cancel your PRO subscription at any time through your account settings. Upon cancellation:

• Your PRO access continues until the end of the current billing period;
• No further charges will be made;
• Your account reverts to the FREE tier after the billing period ends;
• No partial refunds are issued for unused time within a billing period.

6. Trading Risk Disclosure

7. Non-Custodial Architecture

Polytrade is designed with a non-custodial architecture. This means:

• Your Keys, Your Funds: Your private keys are stored exclusively on your machine. Polytrade never transmits, stores, or has access to your private keys or seed phrases.
• No Fund Access: We have no ability to access, move, freeze, or otherwise control your cryptocurrency or any assets in your wallets.
• Key Security: You are solely responsible for the secure storage, backup, and protection of your private keys. Loss of your private keys may result in permanent and irreversible loss of your funds.
• No Recovery: Because we never have access to your keys, we cannot assist with fund recovery if your keys are lost, stolen, or compromised.

8. Software License

Subject to your compliance with these Terms and your applicable subscription, we grant you a limited, non-exclusive, non-transferable, revocable license to use the Software for your personal, non-commercial trading activities.

This license does not constitute a sale or transfer of ownership of the Software or any intellectual property rights. Your license scope is determined by your subscription tier (FREE or PRO). You may not sublicense, resell, or redistribute access to the Software.

9. Acceptable Use

You agree not to:

• Use the Software for any illegal, fraudulent, or unauthorized purpose;
• Engage in market manipulation, wash trading, or any form of deceptive trading practices;
• Reverse engineer, decompile, disassemble, or attempt to derive the source code of the Software;
• Circumvent, disable, or interfere with any security features or access controls;
• Use the Software to transmit malware, viruses, or other harmful code;
• Attempt to gain unauthorized access to other users' accounts or our infrastructure;
• Use automated means to create accounts or circumvent rate limits;
• Use the Software in any manner that could damage, overburden, or impair our systems.

10. Intellectual Property

Our Property: The Software, including its code, design, algorithms, documentation, trademarks, and all associated intellectual property, is and remains the exclusive property of Polytrade. All rights not expressly granted in these Terms are reserved.

Your Data: You retain full ownership of your trading data, configurations, results, and any data generated through your use of the Software. We do not claim any ownership rights over your data.

11. Third-Party Services

The Software integrates with or relies upon the following third-party services, among others:

• Polymarket: A prediction market platform where trades are executed;
• Anthropic Claude: An AI inference provider used for analysis features, invoked via the local Claude CLI;
• Polygon Network: A blockchain network used for subscription payments and potentially for trade settlement.

These third-party services are governed by their own terms of service and privacy policies. Polytrade is not responsible for:

• The availability, reliability, or performance of third-party services;
• Any outages, downtime, or disruptions in third-party services;
• Any losses resulting from third-party service failures or changes;
• Any changes to third-party terms, APIs, or functionality.

You agree to comply with all applicable third-party terms of service when using the Software.

12. Limitation of Liability

THE SOFTWARE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY. WE EXPRESSLY DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, AND NON-INFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, POLYTRADE SHALL NOT BE LIABLE FOR:

• Any trading losses, lost profits, or financial damages of any kind;
• Any direct, indirect, incidental, special, consequential, or punitive damages;
• Software bugs, errors, interruptions, or inaccuracies;
• Network failures, blockchain congestion, or transaction delays;
• Third-party service outages or failures;
• Unauthorized access to your account or data due to your failure to maintain security;
• Loss of private keys, funds, or data;
• Any actions taken or not taken based on information provided by the Software.

IN NO EVENT SHALL OUR TOTAL AGGREGATE LIABILITY EXCEED THE AMOUNT OF SUBSCRIPTION FEES ACTUALLY PAID BY YOU TO POLYTRADE IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM. IF YOU ARE ON THE FREE TIER, OUR MAXIMUM LIABILITY IS ZERO.

13. Indemnification

You agree to indemnify, defend, and hold harmless Polytrade, its officers, directors, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or related to:

• Your use of the Software;
• Your trading activities and their outcomes;
• Your violation of these Terms;
• Your violation of any applicable law or regulation;
• Your violation of any third-party rights;
• Any dispute between you and a third party related to your use of the Software.

14. Privacy

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Software, you consent to the practices described in the Privacy Policy.

15. Modifications to Terms

We reserve the right to modify, update, or replace these Terms at any time. Changes take effect upon posting of the revised Terms.

• Material Changes: For significant modifications, we will make reasonable efforts to notify you via email or through the Software interface at least 30 days before the changes take effect.
• Continued Use: Your continued use of the Software after any changes constitutes your acceptance of the revised Terms.
• Disagreement: If you do not agree with the updated Terms, you must stop using the Software and cancel your subscription.

16. Termination

By You: You may stop using the Software and cancel your subscription at any time.

By Us: We may suspend or terminate your access to the Software at any time, with or without cause, including but not limited to violations of these Terms or applicable law.

Effect of Termination:

• Your license to use the Software is immediately revoked;
• Access to PRO features ceases at the end of any paid billing period (or immediately in cases of Terms violations);
• Because Polytrade is non-custodial, your funds and private keys remain entirely under your control and are not affected by termination;
• You may export your trading data prior to termination;
• Sections of these Terms that by their nature should survive termination (including Sections 6, 7, 10, 12, 13, and 17) shall continue in full force and effect.

17. Governing Law and Dispute Resolution

You acknowledge and agree that you are solely responsible for understanding and complying with all laws and regulations applicable to your use of the Software in your jurisdiction, including but not limited to laws regarding prediction markets, cryptocurrency, taxation, and online trading.

Any dispute arising out of or relating to these Terms shall first be attempted to be resolved through good-faith negotiation between the parties. If a dispute cannot be resolved through negotiation within 30 days, either party may pursue resolution through binding arbitration or in a court of competent jurisdiction.

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

18. Contact

If you have any questions, concerns, or requests regarding these Terms of Service, please contact us at:

Email: support@polytrade.io

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